Protect & Build Strong Futures

We are passionate about helping family to protect their loved ones legally & financially

Explore our services

woman standing next to woman riding wheelchair
woman standing next to woman riding wheelchair
Estate Planning - Will & Trust 

Everyone has an estate. Your estate includes your house, bank accounts, personal possessions, retirement accounts, personal ownership interests in a business and more. The estate planning includes making a Will, appointing a Trust, naming a beneficiary/ executioner, naming a legal guardian etc. The set-up will save your loved ones from probate period. We provide the necessary tools to safe guard your assests

Long Term Care (LTC)

Long-Term care (LTC) is an essential as people are living longer. This impacts women more than men since they often live longer.Long-Term Care Insurance can pay for expenses incurred when you have a severe coditions such a s Alzheimer’s, dementia or if you lose the ability to perform 2/6 of your Activities for Daily Living (ADL) Such as talking, bathing etc. We can guide you or your loved ones in selecting LTC insurance as a stand-alone policy or as a rider on some life
insurance policies.

a woman holding a jar with savings written on it
a woman holding a jar with savings written on it
man and woman holding hands together with boy and girl looking at green trees during day
man and woman holding hands together with boy and girl looking at green trees during day
401k Optimization, IRA & Roth IRA 

We help you to optimize 401k, IRA, Roth IRA and SEP IRA

person standing near body of water
person standing near body of water

College Saving Plan

The IUL is a more effective tool towards college savings when looked at over the long-term. The idea is to allow the cash account to grow over the long-term and avoid withdrawing cash until the funds are needed to help pay for college. 529 plans come with restrictions but not IUL. Our clients will have better options to choose from the IUL available in the market today.

Retirement Planning - Tax Free

There are two basic categories of retirement plans:!) A defined-benefit plan is an employer-sponsored retirement plan such as pensions 2)A Defined Contribution Plan that is tax-deferred (401k or a 403b) in which employees contribute a fixed amount of their paychecks and the employer matches the fund that acts as a retirement fund. Many Retirement Plans can be rolled over from one type to another. We match the cleint's need with a perfect retirement plan with maximum benefits

Life insurance , Annuities

We recognizes that life insurance has more benefits than most people aware off. Life Insurance is the only financial tool on the planet that can literally create wealth out of thin air. Annuities can be a powerful financial tool when used properly. It is the “opposite” of life insurance. With life insurance, you are betting that you will die too soon. With an annuity, you are betting that you are going to live too long. clients will need to find a life insurance agent that has both a life insurance license and a securities license to underwrite annuities. We specialize in IUL, Term insurances, annuities etc.As a licensed professional, We will ensure a perfect solutions for client needs.

man kissing woman on check beside body of water
man kissing woman on check beside body of water
people throwing hats on air
people throwing hats on air
woman in white shirt holding pen writing on white paper
woman in white shirt holding pen writing on white paper

Healthcare

Medicare is health insurance for people 65 or older. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD). There are 2 main ways to get Medicare: Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D. Out-of-pocket costs vary—plans may have different out-of-pocket costs for certain services. AARP, BCBS, AETNA etc some of the comapanies that provide medigap insurances.
Our clients can do their own research to consider thier Medicare options or they have an option use our licensed agent with HealthMarkets. We will compare your options to find the coverage that’s right for you and at the same time affordbale too. With our HealthMarkets agent, you get the benefit of great counsel along with great choices.

NJ Notary Public

We provide notary services to our client. we are licensed professional who can authorize your document as required

Business Opportunity

We offers business oppurtunity for those who wants to do more than 9-5 job. Anyone above the age of 18yrs can join our business. No experience required. All we need is an attitude to learn and succed.We all are looking for finaical freedom with qualitiy of life. Starting a new business is always stressful. we provide a system that works for you rather than you work for the system. Feel free to contact us for more information

woman in white button up shirt and blue stethoscope
woman in white button up shirt and blue stethoscope
man in white dress shirt sitting beside woman in black long sleeve shirt
man in white dress shirt sitting beside woman in black long sleeve shirt

Contact us

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two people shaking hands