Guiding you with configured financial strategies from retirement to legacy planning
Tax-free growth and withdrawals for qualified education expenses. Easy to set up and flexible use for tuition, books, room and board.
Limited contribution amount but tax-free growth and flexible use for education-related expenses
Funds can be used for a wide range of expenses, not just education. No tax advantages, but offers flexibility.
No restrictions on withdrawals, though earnings are taxable
Guiding you with configured financial strategies from retirement to legacy planning
Maximize returns without worrying about tax deductions, while letting your investments compound over time for greater long-term benefits.
Choose the best plan for your goals, whether tax advantages or flexibility is a priority, and easily adapt to changing financial needs.
Know you’re prepared for future education costs, with a plan designed to reduce financial stress as you focus on what matters most.
It’s never too early to start planning for the future. Let us help you create a legacy that lasts for generations to come
Access business opportunities with high-revenue potential and growth-ready models, giving you a strong foundation for success.
Work with experienced mentors and industry leaders who understand the landscape and can guide you through challenges.
Regularly track your savings progress, adjust contributions, and reallocate funds as needed to stay aligned with your financial goals.
Be your own boss, enjoy a flexible schedule and steer your business in the direction you want—all within the framework of a proven business model.
Get the answers you need to maximize your college savings and secure educational success
A 529 plan is a tax-advantaged savings plan designed to help families save for education expenses. Contributions grow tax-free and withdrawals for qualified education expenses, such as tuition and books, are also tax-free.
If your child doesn’t attend college, you can change the beneficiary to another eligible family member or withdraw the funds, though non-qualified withdrawals may incur penalties and taxes.
Other options include Custodial Accounts (UGMA/UTMA), Coverdell Education Savings Accounts (ESA) and regular brokerage accounts, though they may offer fewer tax advantages than a 529 plan.
Contribution limits for a 529 plan vary by state, but most states allow you to contribute up to $300,000 or more per beneficiary, depending on the plan. There are no annual contribution limits, but gifts over a certain amount may trigger federal gift tax rules.
Yes, 529 plans can be used for K-12 tuition expenses up to $10,000 per year per beneficiary, in addition to college expenses. However, other K-12 expenses, such as books or room and board, are not covered by a 529 plan.
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