Symbolic representation of financial growth and investment in real estate: stacks of coins arranged in ascending order, each topped with small green plants, illustrating the concept of money growing over time. A white cutout of a house next to the largest stack reinforces the idea of property investment. The blurred background features figures of people engaged in a discussion, indicating a business or financial meeting. Overall, the image conveys themes of savings, growth, and investment in the housing market.

Tailored estate planning for every family

  • Estate planning isn’t just for the wealthy, it’s a vital strategy for anyone looking to protect their assets and ensure their financial security.
  • A well-structured estate plan helps prevent potential family conflicts by clearly defining asset distribution and your wishes.
  • From creating a Will to safeguarding your mortgage, tailored estate planning solutions can help secure the financial future of your loved ones.
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Key estate planning services

Will and trust - Your wishes, clearly defined

A will and trust ensure your assets are distributed as you wish. A will outlines your wishes after you’re gone, while a trust manages and protects your assets during your lifetime.

Stack of wooden blocks featuring different symbols: the top block displays a circular arrow icon representing renewal or recycling, the middle block illustrates a house symbolizing real estate or home ownership, and the bottom block shows a stack of coins indicating financial savings or investment. This arrangement emphasizes themes of sustainability, property, and financial growth, presenting a cohesive message related to real estate investment and economic cycles.
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    Wills

    A Will ensures that your wishes for asset distribution and guardianship are legally recognized, helping to avoid confusion and disputes among your family members after your passing.

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    Trusts

    A Trust provides more control over how your assets are managed and distributed, offering privacy and helping avoid the lengthy probate process. Trusts can be revocable or irrevocable, depending on your needs.

    • Revocable trust - Flexible and can be changed during your lifetime.
    • Irrevocable trust - Offers stronger asset protection and tax benefits but cannot be altered once created.
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    Why it matters

    • Ensures your assets are distributed according to your wishes.
    • Prevents probate and reduces legal conflicts.
    • Protects your family from unnecessary complications.

Mortgage protection - Keeping your home safe

Mortgage protection insurance helps ensure your mortgage is paid if you become ill, disabled or pass away. This coverage provides peace of mind that your family can remain in their home during difficult times.

Small white model of a house with a simple design, featuring windows and a door, positioned underneath a large open white umbrella. The umbrella symbolizes protection and safety, creating a visual metaphor for safeguarding one's home or assets. This composition conveys themes of security and shelter in a bright and inviting manner, emphasizing the importance of home protection.
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    Benefits

    • Coverage for unexpected events like illness or death.
    • Prevents your family from losing their home.
    • Affordable options based on your needs.
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    How Mortgage Protection works?

    • Covers mortgage payments if you can’t work due to illness or injury.
    • Pays off the mortgage if you pass away, protecting your family.
    • Choose a plan that fits your needs, whether for a specific time or full coverage.

Asset protection - Safeguarding what you’ve worked for

Asset protection strategies help shield your wealth from lawsuits, creditors and unforeseen circumstances, ensuring your hard-earned assets are preserved for future generations.

Hand placing a wooden block atop a pyramid of similar blocks, each featuring distinct financial icons. The top block displays a shield symbol representing security and protection. The lower blocks include icons for document management, a wallet, a bank symbol, and a growth chart, illustrating various aspects of finance and investment. The gentle placement of the final piece suggests building a solid financial foundation. A white background emphasizes the focus on the blocks and the themes of growth and stability in finance.
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    Protection strategies

    • Trusts - Place your assets in a Trust for stronger protection from creditors.
    • Insurance - Secure comprehensive insurance to cover property, health and liability risks.
    • Legal structures - Set up LLCs and other structures to protect your personal assets from business-related risks.
  • Why it matters icon

    Why it matters

    • Ensures your assets are distributed according to your wishes.
    • Prevents probate and reduces legal conflicts.
    • Protects your family from unnecessary complications.
Clear glass jar filled with coins symbolizing savings and investment, with a small green plant emerging from the center, representing growth and renewal. The contrast between the metallic coins and vibrant green leaves conveys a powerful message about the potential for financial investment to yield positive, life-enhancing returns. This composition combines themes of prosperity, sustainability, and nurturing financial resources for future growth.

Get started with estate planning

Start by planning your estate with the help of our experts. Whether you need a simple Will or a comprehensive asset protection strategy, we can guide you through the process to ensure that your legacy is secure.

Frequently Asked Questions

Protect what matters most

Get the answers you need to safeguard your legacy and ensure your wishes are honored

A Will directs how your assets are distributed after your death, while a Trust can manage and distribute assets without going through probate, providing more privacy and control.

Mortgage protection insurance helps cover your mortgage payments if you become ill, injured or pass away, ensuring your family can remain in their home.

While a Will is essential for directing your estate after death, a Trust provides greater control, privacy and protection for your assets during your lifetime and beyond. Many people choose both for comprehensive planning.

Yes, both Wills and Trusts can be updated or amended. It’s important to review your estate plan periodically to ensure it reflects changes in your life circumstances, such as marriage, divorce, the birth of a child, or significant financial changes.

If you die without a Will or Trust, your estate will be distributed according to state laws, which may not align with your wishes. This process, called "intestate succession," can be lengthy and costly, often leading to family disputes.

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